Career Discount

Some occupations qualify for an insurance discount, and most people in them have no idea.

How it works

A career discount may apply when the primary named insured or their spouse holds a qualifying affinity occupation. Named examples include dentists, educators, and law enforcement — and the qualifying list is longer than the examples, so the right move is simply to tell us what you both do.

Note the or their spouse part — it widens the door, and it's the detail most often missed. A teacher married to a contractor can qualify the household just as well as the reverse.

Example:

You're a self-employed contractor, and your wife teaches third grade in Provo. The policy is in your name, so you'd never think to mention her job when insurance comes up — but the discount looks at the primary named insured or their spouse, and educators are on the named list. Her occupation may qualify the household for a discount, and the only thing that changed is that someone asked what you both do.

Got Questions?
We’ve Got Answers.

Do teachers get a discount on home insurance?
Educators are one of the named example occupations for this discount, so yes — a teacher in the household, as the primary insured or their spouse, may qualify it.
Do police officers or first responders get insurance discounts?
Law enforcement is a named example occupation. Other first-responder roles are worth asking about — the qualifying list is longer than the published examples.
What occupations qualify?
The published examples are dentists, educators and law enforcement, and the full list varies by state and program. Sixty seconds on the phone answers it for your household.
Does my spouse's job count if the policy is in my name?
Yes — the discount looks at the primary named insured or their spouse.
I'm retired — can my old career still count?
Sometimes. Some affinity categories consider the career rather than only current employment, so tell us what you did, not just that you're retired.
Can I change or cancel my policy anytime?
Most policies can be adjusted or canceled without penalty, though terms vary. If your situation changes, our team can help you update your plan.
Still have questions?
Can’t find the answer you’re looking for? Please chat to our friendly team.
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