Get your policy documents and bills digitally instead of by mail, and you could earn a discount. Of every discount on the list, this one asks the least of you.
You earn this discount by receiving your policy documents electronically instead of by mail. There's one setup step people miss: you'll need to download the carrier's app and register, so your documents and bills have somewhere to land. It takes about five minutes, once.
A side benefit that matters more than the discount: when you actually need your documents — at a lender's request, after a loss, in a DMV line — they're on your phone, not in a drawer you're not standing near.
You're buying a home, and your lender asks for proof of insurance — once during underwriting, again before closing, and probably a third time when something in the file gets re-checked. On paperless, each request is a forward button: the declarations page is in the app on your phone, current, at 9pm on a Sunday when the loan officer emails. Without it, it's a hunt through a drawer for a document that may be last year's version.
